Mudra Yojna
Target Group
All Type Of Enterprises
Facility Type
Cash Credit / Term Loan
Purpose
Manufacturing / Service / Trading
Maximum
Rs.10.00 Lakhs
Margin
10-25%
Pricing
Competitive As Per Bank’s Norm
Repayment
Upto 5 Years
Credit History
No CIBIL Default
Security
No Collateral / MUDRA Fees Applicable
STAND UP INDIA
Target Group
Woman & SC / ST
Facility Type
Cash Credit / Term Loan / Composite
Purpose
Manufacturing / Service / Trading
Maximum
Rs.10.00 Lakhs to Rs.100 Lakhs
Margin
10-25%
Pricing
Competitive As Per Bank’s Norm
Repayment
Upto 7 Years
Credit History
No CIBIL Default
Security
No Collateral / CGSSI Fees Applicable
CGTMSE
Target Group
MSME
Facility Type
Fund / Non Fund based or Composite
Purpose
Manufacturing / Service / Trading
Maximum
Up to Rs.200 Lakhs
Margin
25%
Pricing
Competitive As Per Bank’s Norm
Repayment
Upto 7 Years
Credit History
No CIBIL Default
Security
No Collateral / CGTMSE Fees Applicable
PMEGP
Target Group
New Entrepreneur
(Greenfield Project)
Maximum
Maximum Project
Cost Rs.50 Lakhs
Pricing
Competitive As Per
Bank’s Norm
Security
No Collateral
Required / CGTMSE Fees Apply
SUBSIDY
Upto 35% of project cost
CMEGP
Target Group
New Entrepreneur (Greenfield
Project)
Maximum
Maximum Project Cost / Rs.50 Lakhs
Pricing
Competitive As Per Bank’s Norm
Security
No Collateral / CGTMSE Fees Apply
SUBSIDY
Upto 35% of project cost
SIDBI
SIDBI
Make in India – Soft loan for MSME
Eligible
MSME – manufacturing or service sector
Scope
Term loan (Land, Building, Plant & Machinery)
Loan Amount
Minimum Rs. 50 lakh
Existing Enterprise
Minimum Rs. 25 Lakh
Interest Rate
8.27% onward
Loan Giving Agency
SIDBI
Promoter contribution
15% of project cost up to Rs. 1 crore
Promoter Contribution
above that then 20% subject to DER 3:1
Repayment
upto 10 years including moratorium 3 years
Security
20% to 30% collateral as FD or property of loan